RIBA DALAM PERSPEKTIF ISLAM
DOI:
https://doi.org/10.61393/tahqiqa.v14i1.56Keywords:
Riba, IslamAbstract
Usury is the determination of the interest or the amount of the loan
exceeding when taking based on a certain percentage of the principal loan charged
to the borrower. In this case usury can be categorized into two, namely usury
relating to debts and usury related to buying and selling. Riba can also be
understood as limited to the added value of the principal value in an economic
contract. Riba related to accounts payable and debts such as usury qard and usury
jahiliyah, while usury in buying and selling such as usury fadl and usury nasi`ah.
The scholars agreed and stated expressly about the prohibition of usury, this
statement refers to the book of Allah and the sunnah of the Prophet and the
scholars' ijma`. Then Allah SWT always teaches His servants, to leave it, because
usury causes lack of wealth and does not develop wealth. While sadaqah on the
contrary, which can lead to increase and develop property.
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