PRAKTIK PENGUTIPAN JASA PENITIPAN GADAI EMAS DI PT. PEGADAIAN SYARIAH KOTA SIGLI
DOI:
https://doi.org/10.61393/tahqiqa.v14i1.57Keywords:
Praktik, Pengutipan, Jasa, Penitipan, Gadai EmasAbstract
This scientific paper discusses "The Practice of Citing Gold Pawn
Deposit Services at PT. Syari'ah Pegadaian City of Sigli. "In this study there are
two problems, namely: the process of citing day care services and the
determination of day care services in the practice of gold pawning at PT. Pegliian
Syariah City of Sigli. The research uses several methods, namely field research
(Field Research), with observation techniques, interviews, and documentation,
and Library Research (Library Research). The results of the study explained that
the process of quoting gold deposit services is carried out based on the provisions
set by the Islamic Pegadaian with maintenance costs / gold deposit services
calculated per 10 days with a maturity of 120 days (4 months) with the value for
ujrah (day care fees), namely 0.7% of the estimated gold. If it cannot pay off when
due, then it can be extended by paying the deposit fee (rent place) only. This is in
accordance with the Islamic legal basis based on the National Sharia Council
Fatwa Number: 25 / DSN-MUI / III / 2002 concerning rahn which states that
loans by mortgaging goods as collateral for debt in the form of rahn are allowed,
and DSN Fatwa Number: 26 / DSN-MUI / III / 2002 concerning gold rahn, and
DSN Fatwa Number: 09 / DSN-MUI / IV / 2000 stating that the storage of goods
(marhun) is based on an ijarah agreement.
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