HEI EMA : Jurnal Riset Hukum, Ekonomi Islam, Ekonomi, Manajemen dan Akuntansi

PRAKTIK MONOPOLI PERDAGANGAN DAN IKHTIKAR DALAM PERSPEKTIF EKONOMI SYARIAH

Aniq Akhmad Ali Bawafie — 2024-01-15

A monopoly is a less competitive type of market where there is no direct business competition. In a competitive market, equilibrium is reached when supply and demand meet at a mutually agreed price and quantity between seller and buyer. Both parties benefit from this transaction, and no losses are incurred as a consequence of the exchange.This research was conducted using a qualitative approach based on desk research. When analysed thoroughly, ikhtikar is not always the same as monopoly or hoarding. In the Islamic context, every individual has the right to engage in business, whether as the sole seller (or producer) in the market. Not all acts of hoarding can be termed as monopoly. The prohibition only applies if the monopolist controls a good with inelastic demand elasticity. A monopolist who controls a good with an elastic demand elasticity will suffer losses.

PENGELOLAAN DANA INFAQ ASN KABUPATEN PIDIE

Arifan Hendra — 2024-01-15

This research aims to understand and analyze the management of infaq funds in Pidie Regency. The research method used is a qualitative method, which allows researchers to gain in-depth insight into the topic. In collecting data, the author used various approaches, including library research methods and field research methods. The research results show that the management of infaq funds by the State Civil Apparatus (ASN) in Pidie Regency is a process that requires compliance with regulations and ethical principles, as well as high transparency. Even though ASN has complied with government regulations regarding the management of infaq funds, there are several aspects that need to be improved. Management of distribution of infaq funds is considered to be still not on target, and these funds have not been able to effectively increase community economic empowerment.

PENGARUH DIVERSIFIKASI PERUSAHAAN TERHADAP CASH HOLDING

Rahmaniar Rahmaniar — 2024-01-15

This study aimed to determine the effect of company diversification on cash holding in manufacturing companies listed on the Indonesia Stock Exchange in 2015-2019. The research method used in this research is a quantitative approach, with the population used in this study are manufacturing companies listed on the Indonesia Stock Exchange (IDX) between 2015 and 2019. The sample is manufacturing companies listed on the IDX in 2015-2019, obtained 29 samples with 5 years of observations totalling 145 observations. The results showed that company diversification affects cash holding. Therefore, company management can consider the effect of dividend payments in determining the company's cash-holding policy. However, keep in mind that the right cash holding policy must also consider other factors such as investment policy, funding policy, and company risk.

TINJAUAN HUKUM EKONOMI SYARIAH TERHADAP MEKANISME PELAKSANAAN RAHN PADA PT PEGADAIAN SYARIAH MEUREUDU PIDIE JAYA

Zaharullah Zaharullah — 2024-01-15

Sharia pawnshops are financial institutions whose operations adhere to the principles of sharia economic law, which aims to help government programs improve the welfare of the people, especially the lower middle class by providing the best financial solutions through the distribution of micro, small and medium scale loans on the basis of pawn law. In fact, products in sharia pawnshops have the character of not charging interest in various forms due to usury. However, recently pawnshops have also faced problems, including the public's perception that Sharia Pawnshops are the same as Conventional Pawnshops in their operations. Therefore, the aim of this research is to determine the mechanism for implementing and reviewing sharia economic law regarding the implementation of rahn at PT Pegadaian Syariah Unit Meureudu Pidie Jaya. In collecting data the author used observation and interview methods, the data analysis used used descriptive methods and the writing method used deductive methods. The results of this research show that the mechanism for implementing rahn at PT Pegadaian Syariah Unit Meureudu is generally in accordance with sharia economic law because it is in line with the rules set by the National Sharia Council in Fatwa No.25/DSN-MUI/III/2002 concerning rahn, and several other sources. However, there are several things that must be improved regarding transparency regarding objects that can be used as collateral, so that there is no longer a negative image of society towards sharia pawnshops.

UNSUR GHARAR DALAM PEMBERIAN VOUCHER PROMO SHOPEE

Zhul Fadhiel — 2024-01-15

This research aims to understand the practice of giving promotional vouchers on the Shopee application and identify elements of gharar. The research method used is qualitative, by conducting field research using interviews, documentation and observation. The research results show that the practice of giving promo vouchers through the Shopee application is a program organized by Shopee.id. The mechanism of this program is simple, where Shopee application users who are interested in getting promo vouchers must participate in a prize draw or other promo. Users must fulfill the terms and conditions set by the organizer. These terms and conditions can be easily accessed via the Shopee application or the official Shopee website. However, gharar practices were found related to giving Shopee promotional vouchers among STIS Al-Hilal Sigli students. Some students experienced uncertainty where the vouchers were not provided as promised. For example, even though customers are supposed to get a 20% promotional voucher, the price of the item after the promo does not reflect the promised discount. For example, if the initial price of an item is IDR 10,000, it should be IDR 8,000 after the promo, but in reality this is not the case. This creates uncertainty and ambiguity regarding the benefits that users should obtain through providing promotional vouchers

PELANGGARAN AKAD MUZARAAH DALAM PENGELOLAAN TANAH SAWAH SEBAGAI OBJEK GADAI

Muhammad Muhammad — 2024-01-30

This research discusses the violation of the muzaraah contract in the management of paddy fields as an object of pawn case study in Pidie District. The problems are the practice of muzara'ah in the management of paddy fields in the Gampong Lhang settlement and the factors for violating the muzara'ah contract in the Gampong Lhang settlement and the views of Islamic law on violations of the muzara'ah contract in the management of paddy fields in Pidie District. The research used descriptive analysis method and through a qualitative approach and through obtaining data from library research and field research with data collection techniques through observation, interviews and documentation. The results showed that the practice of violations in the muzaraah contract occurred due to the misuse of paddy fields which were then mortgaged by the manager, which of course was done without the permission of the landowner. The factors causing the violation of the muzaraah contract were caused by the manager's lack of responsibility for the agreed contract, so the manager gave the reason that this happened because of economic difficulties so that it was necessary to mortgage the rice fields. According to Islamic law, the muzaraah that was carried out caused a violation of the contract, in Islam it is not permissible to mortgage to another party the object of muzaraah.

IMPLEMENTASI AKAD PEMBIAYAAN MURABAHAH

Sri Winarsih Ramadana — 2024-01-31

Murabahah financing is one type used in the Islamic financial system. A murabahah contract is a sale and purchase contract at a price disclosed and acknowledged by both parties since the beginning of the transaction. In murabahah contract financing, the bank or financial institution as the financing party will buy the goods the customer needs and resell them to the customer at a price previously disclosed. The research aims to determine how the murabahah contract financing is implemented at the SRB. The research method used by the author in this study is descriptive analysis with a qualitative research approach. The study results show the implementation of murabahah financing at PT.BPRS HikmahWawaah starts with financing applications, collecting the necessary files, conducting surveys to check prospective customers, and PT.BPRS HikmahWawaah, in deciding whether to provide financing to prospective customers, must go through a meeting financing committee to see whether the prospective customer can pay off his obligations. In assessing the financing, BPRS Hikmah Wahyuah uses the 5 C principles: character, capacity, capital, collateral, and economic conditions.

ANALISIS SISTEM UPAH PADA KULI ANGKUT PASAR BEUREUNUEN

Mariana Mariana — 2024-01-31

Labor and workers' wages are one of the central issues in today's industrial economy, where the majority of the population depends on the wages they earn, starting from low wage levels to the work contract system. All of this has become an issue that has sparked demonstrations among workers. Labor is not a simple resource to organize. Many factors influence these resources, such as the environment, local traditions, experience, age, leadership, wages, and so on. All these factors together form the complexity of managing a workforce. The aim of this research is to determine the wage practices of porters at the Beureunuen market and to analyze the pay system for porters at the Beureunuen market. The research method used is qualitative, by conducting field research using interviews, documentation and observation. The research results show that the practice of paying porters at Beureunuen Market is implemented using a daily wage payment system, taking into account the amount of repas. Wages are paid daily at a percentage of 15% of the repas, and the overall wages are divided equally among all the porters involved.